– Understand the requirements for using Fuliza. Learn what makes you eligible, how to qualify, and what steps you need to take to access overdraft services. – 

1. Know Fuliza Eligibility

– Consistent saving builds financial resilience. Set aside funds regularly, no matter how small, and watch your savings grow over time. Secure your future one step at a time. – 

2. Save Consistently

– Defaulting on loans can damage your financial standing. Discover tips on staying on track with repayments and safeguarding your credit score for future borrowing. – 

3. Avoid Loan Defaults

– Regularly use Safaricom’s services to boost your activity score, maintain eligibility for loans. – 

4. Use Safaricom Services Regularly

– Building a strong credit history starts with smart borrowing. Pay on time, avoid defaults, and use loans wisely to improve your financial reputation – 

5. Build a Good Credit History

– Keep track of your loan limits to avoid surprises. Monitoring your limits helps you plan better, ensuring you know how much you can access when you need financial help. – 

6. Monitor Loan Limits

– Have questions or facing issues? Safaricom’s customer service team is can help. Don’t hesitate to reach out for guidance on loans, Fuliza, and mobile services. – 

7. Seek Customer Service Help

– Bonus Points are valuable! Learn how to use them strategically for purchases, loan repayments, or to reduce mobile costs, instead of letting them go to waste. – 

8. Avoid Wasting Your Bonga Points

Keep positive listings with CRBs means better loan opportunities in the future. Pay your loans on time and avoid behaviors that harm your credit score.

9. Ensure You Are Listed Positively

– Beware of scams and deceptive loan tactics. Protect yourself by only borrowing from trusted sources and being aware of suspicious offers that sound too good to be true. – 

10. Avoid Deceptive Tactics